Partner With Us to Drive Change

Love Drives Us, Inc. is a registered 501(c)(3) organization, and contributions may be tax-deductible to the full extent allowed by law. The information provided on this webpage regarding "Tax-Smart Ways to Give"—including but not limited to donations of appreciated securities, Qualified Charitable Distributions (QCDs) from IRAs, or donor-advised funds—is intended for general informational and educational purposes only.

This information does not constitute formal tax, legal, financial, or accounting advice. Because tax laws are complex and individual financial situations vary significantly, we strongly encourage you to consult with an independent, qualified CPA, tax professional, or financial advisor before executing any advanced giving strategies to ensure they align with your personal financial goals and comply with current IRS regulations.

 If you are 70½ or older, for 2026 you may be able to transfer up to  $111,000 per individual (or up to $222,000 for married couples filing jointly if each spouse has an eligible IRA)  annually directly from your traditional IRA to Love Drives Us, Inc.—completely tax-free.Why is this a gaming-changer?

• 100% Tax-Exempt: The distribution bypasses your personal income statement entirely. You pay zero income tax on the transfer.
• Satisfies Your RMD: If you are 73 or older, a QCD counts directly toward your required minimum distribution (RMD).
• Bigger Savings Than Deductions: Because it lowers your Adjusted Gross Income (AGI), it can protect you from higher Medicare premiums and tax brackets—even if you take the standard deduction.

Your retirement savings can instantly transform into fuel for our mission, keeping your hard-earned wealth away from the IRS and putting it directly to work where it matters most. Talk to your IRA custodian today to give smarter! 

 Amplify your impact—and your tax savings—by donating appreciated stock! When you give appreciated stocks, bonds, or mutual funds held for more than one year directly to Love Drives Us, Inc., you unlock a powerful double tax benefit that cash simply cannot match.Here is how you win:

• Pay Zero Capital Gains Tax: You completely bypass the 15% to 20% federal capital gains tax (plus California state tax) you would owe if you sold the shares yourself.
• Claim the Full Value: You can deduct the full, fair-market value of the stock on the day of the transfer.

By transferring your winning investments directly to us, you keep capital gains out of the hands of the IRS and put 100% of your market gains to work transforming lives. It is the smartest way to leverage your portfolio for good! 

 Pray for hearts to be restored and for essential needs to be met with dignity, love, and grace. 

 Pray for our leadership team, volunteers, and partners as we walk alongside communities, families and individuals. 

 Pray that God continues to open doors, provide resources, and expand our reach to serve more people in need.